DISCLAIMER (please -MUST- read!) -- Your understanding and agreement with the following is an essential precondition to your access and use of our website, expertise and services. By continuing to use these on and off line gives us the permission to assume your compliance:

1. The materials contained in this Website and all its allied services are provided for information purposes only and do not constitute professional or medical advice. It should not be used for care related activities. No responsibility is accepted for any illness, injury, harm or loss arising from use of this website and associated services / actions of the providing company and its officers.

2. The disclaimer and rules are regularly updated - normally three times in 12 months. It is the responsibility of the user to be familiar with the latest applicable version.

3. Contact with our websites and services does not establish a doctor-patient or any other professional relationship.

4. The website and all its associated services are provided "as-is" with no representations or warranties of any kind, either expressed or implied.

5. The owners / providers of the materials on this Website and all the services associated with it, shall not, in any event, be responsible for damages arising out of or relating in any way to the activities on / off the site. The published or provided information is not intended to be complete or comprehensive and should not be considered to be so.

6. We genuinely respect intellectual property and copyright laws and conventions. All material is provided with good intentions and attention to detail. We also value the dignity and good reputation of every individual. Any breech in our implementation of these fundamental principles or libel / slander / personal offence towards any one is entirely and absolutely unintentional / accidental, out of ignorance or represents an oversight that is genuinely and sincerely regretted. If brought to our notice all relevant matters will attended promptly. Trademark infringement is against our policy of usage. We acknowledge and respect all trade marks whether or not this is indicated seperately.

7. We do not accept any responsibility for the contents or links provided, submitted or uploaded in our services or on our sites. Their presence is not an indication of our endorsement, support, policy or recommendation. All submitted / uploaded / published material is subject to regular automatic removal without any notice / the possibilty of retrieval.

8. By using JMAP / ICAREIT / IHCI websites and all the allied / associated services (such as those provided by V Gautam and others) including but not restricted to research, web authoring and advice, provided by IHCI, its associates, employees, and officers you indicate your agreement with our rules and disclaimer. You also indemnify us from any adverse outcome from your use of our services.

9. If you do not understand any aspect of these requirements please contact us BEFORE using our services. Thank You.

10. We do not accept any liability or responsibility for any aspect of our service for which we depend on resources outside our control, third party providers, suppliers and/or subcontractors, including but not limited to renewal of services that you may have aquired with our assistance. Without limitation, we are not responsible for any unauthorised actions on or through our facilities / resources. We are obliged to co-operate fully will law enforcement authorities where/when ever allegation / suspicion of illegal activities / misuse / abuse exists. This restriction may significantly reduce your legal redress. By using our services you are accepting this essential requirement. You are respectfully invited not to use our services / resources / facilities if you disagree.

11. You are requested (advised) to keep copies of all the material relevant to your requirements and used for your purposes by us. Our company does NOT retain, or retrieve any material (software, passwords, ownership documents script and / or content) for our users. We do not accept responsibility to ensure renewal of any service from any provider on any one's behalf. It is in your interest to check that the facilities you enjoy are all paid for / renewed on time.

12. Whilst we hope to attend to all requests promptly and appropriately, we do not give any assurance about how long this will take in individual cases.

13. The provisions / conditions on this and associated pages (disclaimer / rules) can not be overruled or suspended except by a written agreement between you and the company. In case of any contradiction between the provisions the decision of the company's chairman is final.

14. The value of all or any liability for which we can be held responsible can not be greater than the fees/price you have paid us to receive the service

15. Please be advised that the contents of our websites / messages / training material may be legally protected as a confidential / privileged information or intellectual property / patent and under nondisclosure requirements. Please do not use or share the material if you are not the intended recipient, or do not wish to comply with our terms. Unauthorised access / use is prohibited.

16. As a courtesy to our customers we remain prepared to book, purchase, arrange or access facilities / services from other providers (examples include domain name, server space, technical search, spider resources etc.). We emphasise that we do not accept responsibility of renewal, accuracy, quality or ownership for any such service. All users are advised to accept such courtesies at their own absolute risk. You should personally ensure that your interests are correctly served.

17. All our consultancy services are provided with best intention and carry our happy of money back guarantee. However, due to the dynamic nature of the services we provide, it is your responsibility and our requirement that you must promptly advise us if our service does not meet your expectations.

18. We can not compensate for any loss however caused. We cannot and donot pay back more than what you have paid us, minus (less) any irretrievable cost incurred by us in the course of providing you the service / goods. This applies especially to fees for processing credit card orders.

19. Finally if you do not settle our invoices in time we can not continue to provide our services to you.

20. In case of any dissatisfaction or complaint with our service please contact director@jmap.com prompt. We will try to resolve the matter as soon as possible, but this may take upto 4 months.

21. PRIOR to using our services / material, please understand and agree that only the laws / legal jurisdiction of United Kingdom (England and Wales) apply to JMAP and all associated services / companies / individuals.

22. First understand and agree all of the above then ENJOY